drakelore wrote:

 >I have to say I am pretty disgusted with the whole
 >thing and ready to give up.  For two years now
 >they have charged on my credit card and then
 >made me have to cover the finance charge for
 >months until they decide to give it back!  This
 >whole prospect is just becoming too expensive
 >for me.

Seems like what's needed to close down the opportunity to devise schemes
that assess finance charges when no product is delivered has a solution
that's simple enough to understand.  Who lives in a congressional
district whose representative would be happy to introduce the Hockey-L Bill?

Bob Griebel